Dou You Need an Equity Loan?

If you own a small business, you may have encountered times when you needed a small loan from the bank for emergencies. Emergencies do occur. Weather and unsettling international events can impact businesses for a while.

If you own equities, you can obtain a loan that will see you and your business through this hard time. You can get a loan on those Equities First.

If you go see your bank or a conventional lender, they will agree to offer you a loan using the equities as collateral. They will lend up to 40% of the value of the equities, provided they are not on a list that the government has restricted. They will ask for a business proposal describing your intended use of the funds. Their interest rate will be extremely high compared to other business loans. The funding could take a while, also.

So much for emergency funding.

But wait, we are not finished yet.

If you go to see First Equities ZA, they will lend up to 80% of the value of the equities. They will not ask for a business proposal describing your use of the funds. Their interest rate is one of the lowest in the business. They have a reputation for quick funding. They are a private company, and they can lend using any equity for collateral that they desire. They are not beholden to government regulations. Shouldn’t you see Equities First ZA before looking at conventional lenders and banks? Think of the time an money you will save and read full article.

Igor Cornelsen Provides The Keys To Investing

Igor Cornelsen is Brazilian investor and market expert. He has been in executive management at several Brazilian banks, and presently owns his own investment company, Bainbridge Inv Inc. However he is now mostly retired, invests as a hobby, and blogs to give other his financial and investing advice on After semi-retiring he moved to South Florida where he enjoys investing and golfing.

Igor has guided investors into making good choices for years now. One of his biggest pieces of advice is to focus on damaged stocks, not damaged companies. By doing so you buy the stocks while they are inexpensive and than hold on to them during their almost inevitable long term price increase. Another key piece of information that Igor Cornelsen tells people is to start as soon as possible. Through the power of compounding interest time is one of an investors greatest strengths, and so the earlier one gets started the earlier one can make substantial sums of money.

Read more: Igor Cornelsen fala sobre os bancos brasileiros e o que fazer antes de investor

Igor Cornelsen also advocates for diversifying your portfolio. Doing this will minimize your risk, and give the investor to gain more money from more companies. This also needs to be a mix between sound companies and more risky companies in order to maximize results while minimizing risk.

Igor cautions against trying to time the market. Inevitably trying to time the markets will lead to selling when the markets are down and buying when the markets are high at He says that you need to continue putting money in regardless of market conditions, because there is absolutely no way to know what the markets will do on any given day, week, month, or year.

One of his biggest accomplishments working as a banker was that Cornelsen was able to navigate the banks he led to a profit during the latest financial crisis on Through Bainbridge Inv Inc. he continues to lead by providing consulting services to investors and teaching about investing and other financial issues.

Renting on the Internet

Richard Blair is a financial planner who has had a lot of success in the field. Blair has a unique ability to help other people on their journey to building wealth. One of the most popular ways to earn an extra income today is by renting out rooms in your primary residence. There are a lot of people who are able to save and invest more money this way. However, there are a lot of insurance issues to consider before taking on this initiative. Anyone who has ever been sued knows just how difficult it can be to deal with a lot of lingering insurance claims.

Renting on the Internet

There are a variety of online sites where you can rent out rooms in your home. A lot of people today are looking for extra sources of income, and this is one of the best ways to get to the point where you can bring in disposal income. Over time, just renting out one room in your house can make a huge difference in the amount of money a person can save and invest over time. A lot of people decide to rent out rooms when their children leave the home. Anyone who is considering this approach is probably doing it for the extra income. Always make sure to consider the insurance issues that go along with this decision.


Any time a person gets injured at your personal residence there are going to be consequences to consider. In our society today, there are plenty of ways that people can sue each other based upon injuries that take place. Anyone who is looking for ways to rent out rooms in their home needs to make sure they are covered from an insurance stand point. A lot of people never really think about their insurance coverage before it is too late. There are a lot of people who end up costing themselves much more in the long run because they do not think about the possible litigation.

Future Growth

The gig and sharing economy is here to stay. Anyone who wants to take their income to the next level can do so through renting out rooms in their home. There are a lot of people who have taken on this challenge as a way to grow their income over time. If you are interested in renting rooms to people from the internet, make sure you have the proper insurance coverage.

Learn more about Richard Blair: